isabel sawhill, let me start with you. what do both these numbers, the new numbers on the increase in the uninsured and the increase in those who are living in poverty tell you about the state of the american economy in 2010? >> well, obviously, ray, it's not a good story. it shows that the recession is beginning to have a major impact on the number of people with very low incomes. with so many people out of work, it's not surprising that the poverty rate has gone up in the way it has and that the uninsured has also gone up. but it is still, as you noted, the highest rate we've had since the early 1990s. >> suarez: professor holzer, we've had eight resessions in the last 50 years, but this is the steepest increase in the number and percentage of those living in poverty. what's different about this recession?